Protection for every chapter of life

From safeguarding your home to protecting your health, your family, and your business, Nobil Trust Bank connects you with insurance cover from rigorously vetted, FSCS-registered providers. Get a quote in minutes and manage all your policies in one place.

Home
Life
Health
Car
6
Personal and business policy types
5 min
Average quote time
24/7
Claims support line
FSCS
Registered partner providers
Average turnaround
5 min
Average quote time

Get covered in minutes, not days

Answer a short set of questions and compare live policies from multiple FSCS-registered providers straight away. No lengthy paperwork and no waiting days for a call back, just a clear quote you can act on right now.

Get a quote

Comprehensive cover for life and business

Every policy is arranged through regulated insurance providers, with clear terms, no hidden exclusions buried in small print, and dedicated claims support any time of the day or night.

Home Insurance
From $15/month

Home Insurance

Protect the largest asset most people will ever own. Our home insurance covers the building structure and your personal contents under one combined policy, with optional extras including accidental damage, legal expenses, and home emergency cover for boiler and plumbing failures.

  • Buildings and contents combined
  • New-for-old contents replacement
  • Accidental damage add-on available
  • 24/7 home emergency helpline
Get a quote
Life Insurance
Term from $12/month

Life Insurance

Life insurance provides your family with financial security if you are no longer around to provide it. Choose between level term cover, where the payout remains constant throughout the policy term, or decreasing term cover, which mirrors an outstanding mortgage balance and is often considerably more affordable.

  • Level and decreasing term options
  • Critical illness cover add-on
  • Joint policy available for couples
  • Claims assessed within 5 business days
Get a quote
Travel Insurance
Single trip from $18

Travel Insurance

Whether you are taking a long weekend in Europe or spending three months backpacking across Asia, our travel insurance covers medical emergencies, trip cancellation, delayed or lost baggage, and personal liability. Annual multi-trip policies offer the best value for frequent travellers.

  • Single trip and annual multi-trip
  • Emergency medical cover included
  • Trip cancellation and curtailment
  • 24/7 global assistance helpline
Get a quote
Car Insurance
Comprehensive from $35/month

Car Insurance

Compare comprehensive, third-party fire and theft, and third-party only policies from leading underwriters in seconds. Our telematics option rewards low-mileage and careful driving with significantly reduced premiums, ideal for younger drivers or those who rarely use their vehicles.

  • Comprehensive to third-party options
  • Telematics black box available
  • Courtesy car during repairs
  • No claims discount protected
Get a quote
Health Insurance
From $45/month

Health Insurance

Access private healthcare and bypass lengthy waiting lists when you need treatment most. Our health insurance provides fast-track referrals to specialist consultants, private hospital accommodation, diagnostic tests, and surgical procedures, with the choice to use facilities across a wide network of private hospitals nationally.

  • Fast access to private specialists
  • Diagnostic tests and scanning
  • Mental health cover included
  • Family and business group plans
Get a quote
Business Insurance
From $29/month

Business Insurance

Protect your enterprise with the right combination of business insurance. Public liability, professional indemnity, and employers' liability can be combined into a single policy, with commercial property, business interruption, and cyber liability cover available to ensure you have complete protection against the risks your business actually faces.

  • Public and employers' liability
  • Professional indemnity cover
  • Commercial property protection
  • Cyber liability available as add-on
Get a quote

Three steps to being covered

Getting the right insurance should not be complicated. Our process is designed to put you in the right policy with the minimum of friction.

1

Get a quote

Answer a short set of questions about what you need covered. Our system compares options from multiple regulated providers and presents the best matches in seconds.

2

Choose your cover

Review the policy documents, compare features, and select the option that best fits your circumstances and budget. An adviser is available if you have questions about any policy detail.

3

Manage in-app

Once active, your policy documents live in the Nobil Trust Bank app. View cover details, update personal information, and initiate a claim at any time, all from your phone.

Insurance arranged with your interests first

Trusted Partners

Every insurance provider on our panel is fully authorised, regulated, and FSCS registered. We conduct ongoing due diligence reviews of all partner insurers to maintain the quality of our panel.

Instant Quotes

Our technology compares live policy options from multiple underwriters simultaneously. From starting a quote to having a confirmed policy number takes an average of four minutes.

App Management

View policy documents, update your address or contact details, add or remove named drivers, and submit a claim notification all from the Nobil Trust Bank mobile app without calling anyone.

24/7 Claims Line

Emergencies do not respect office hours. Our claims helpline is staffed around the clock, every day of the year, by trained claims handlers, not automated phone systems.

Insurance, frequently asked questions

No. Insurance products are available to both existing members and new customers. However, existing Nobil Trust Bank current account holders benefit from a 10% discount on their first policy and can manage all policies alongside their bank account in a single app.
You can initiate a claim through the Nobil Trust Bank app at any time by navigating to your policy and selecting 'Make a claim'. Alternatively, call our 24/7 claims line and a handler will guide you through the process. For property emergencies, our 24/7 home emergency line connects you directly with contractors who can attend your property urgently.
Yes. Mid-term adjustments are processed immediately through the app. Additional cover options, such as accidental damage on home insurance, critical illness on a life policy, or cyber liability on business insurance, can be added at any time. Any premium adjustment for the additional cover will be calculated on a pro-rata basis and charged to your account.
You may cancel any policy at any time. During the 14-day cooling-off period following purchase, you receive a full refund. After 14 days, a refund is calculated on a pro-rata basis for the unused portion of your policy, less a $15 cancellation administration fee. Some annual policies may have different cancellation terms, please review your policy schedule for the specific details applicable to your cover.
Nobil Trust Bank acts as a credit broker and insurance intermediary, not an underwriter. Insurance products are arranged through our panel of fully regulated, FSCS-registered insurance providers. This means your policy is underwritten by a specialist insurer with the financial strength and regulatory backing to pay valid claims. Nobil Trust Bank receives a commission from our insurance partners for policies arranged through the platform, this is disclosed in the insurance product information document provided before purchase.

Get covered in minutes, it starts with a free quote

Compare options across multiple regulated providers and secure the cover you need today, all managed in one place.

Was this page helpful?