Banking built for your business
From the day you launch to the day you scale, Nobil Trust Bank is the financial partner your business deserves, with accounts, loans, payments, and expert support all in one place.
Everything your business needs in one place
From day-to-day payments to growth finance and protection, we cover every financial need your business has at every stage of growth.
Business Accounts
Fee-free business current accounts with real-time transaction alerts, multi-user access, integrated accounting tools, and same-day payment capabilities. Available to sole traders, partnerships, and limited companies.
View accounts →Business Loans
Flexible funding from $10,000 to $500,000 for equipment, expansion, working capital, or acquisitions. Fast decisions, competitive rates, and repayment terms from 12 to 84 months to suit your cash flow.
View loans →Business Credit Cards
Expense management cards with configurable spending limits per employee, virtual card issuance, automated monthly reporting, and integration with leading accounting platforms including Xero and QuickBooks.
View cards →Business Savings
Put surplus cash to work with our business savings accounts. Choose between instant access for operational flexibility or notice accounts for enhanced returns on reserves you do not need immediately.
View savings →Business Investments
Grow surplus capital with managed portfolios and self-directed investment options tailored to your business risk profile. ISA-wrapped accounts and general investment accounts available for eligible entities.
Explore investments →Business Insurance
Public liability, professional indemnity, employer's liability, and business contents cover arranged through our trusted insurance partners. Get a quote in minutes and manage your policy from your account dashboard.
View insurance →
A business banker who knows your name
Every Nobil Trust Bank business account holder is assigned a dedicated relationship manager who understands your sector, knows your business, and is available when you need them, not just during office hours.
From your first account application to your first major loan, your relationship manager is your single point of contact for every financial decision your business faces.
- Named relationship manager from day one
- Direct phone and email access, no call queues
- Quarterly business reviews and financial health checks
- Priority access to new products and preferential rates
- KYB verification support for faster account activation
- Business lending decisions within 24 hours
Built differently for businesses
We are not a retail bank retrofitted for business. Nobil Trust Bank was designed from the ground up to serve the needs of growing companies.
Same-Day Payments
Send and receive domestic payments within hours. CHAPS and international SWIFT wires available with same-day processing on eligible transactions.
Multi-User Access
Add team members with role-based permissions. Finance teams, directors, and accountants can all access the platform with the exact level of access they need.
Competitive Rates
No hidden fees, no inflated rates. Our business loan and savings rates are benchmarked monthly to ensure you are always getting a genuinely competitive deal.
FCA Regulated
Nobil Trust Bank is fully authorised and regulated by the Financial Conduct Authority. Business deposits are protected up to $85,000 per entity under FSCS rules.
Open a business account in four steps
Our streamlined onboarding process is designed to get your business banking up and running as quickly as possible, with minimal paperwork.
Apply online
Complete our short online application. Tell us about your business type, industry, and expected monthly turnover. Takes around 10 minutes.
Verify your identity
Upload your ID documents and company registration details. Our automated KYB checks run instantly for most business types.
Get approved
Most applications are approved within 24 hours. Complex structures or higher risk sectors may take up to 3 working days.
Start banking
Your account is live. Log in to the dashboard, add team members, set up payees, and access your dedicated relationship manager.
Choose the right business account
Compare our business account tiers and find the one that matches your business at its current stage.
| Feature | Starter Account | Business Account | Premium Business |
|---|---|---|---|
| Monthly fee | Free | $15/month | $35/month |
| Free transactions/month | 30 | Unlimited | Unlimited |
| Multi-user access | ✓ Up to 3 users | ✓ Up to 10 users | ✓ Unlimited users |
| International payments | - | ✓ Included | ✓ Included |
| Dedicated relationship manager | - | Shared team | ✓ Named manager |
| Business credit card | - | ✓ Included | ✓ Premium card |
| Accounting integration | ✓ Xero, QBO | ✓ All major platforms | ✓ All major platforms |
| Business loan access | From $10,000 | From $10,000 | From $50,000 |
All accounts include FSCS protection up to $85,000. Pricing correct as of today.
Business banking questions answered
Answers to the questions we hear most often from new and prospective business customers.
Ready to open your business account?
Join over 12,000 businesses that bank with Nobil Trust Bank. Apply online in 10 minutes, get a decision in 24 hours.
Nobil Trust Bank is authorised and regulated by the Financial Conduct Authority. Business deposits are eligible for FSCS protection up to $85,000 per entity. Business lending is subject to eligibility and credit assessment. All rates and product features are correct as at the date of publication and are subject to change. Nobil Trust Bank is not responsible for the content of third-party linked websites.